/* Layout: multi-page agency site — language band, header with logo + search + call, nav row; picture tiles link to one page per insurance. */
:root{
  --paper:#F5F9FA; --card:#FFFFFF; --mist:#E2EFF4; --line:#CCDDE4;
  --ink:#14324A; --text:#2C4253; --muted:#5A6F7E;
  --sea:#1A7499; --sea-deep:#125A78; --sun:#E9A93A; --sun-soft:#FBEBCB; --leaf:#5C9A72;
  --on-sea:#FFFFFF; --band:#14324A; --on-band:#F6F8F9; --brand:#3A9DC6;
  --display:"Young Serif", Georgia, "Times New Roman", serif;
  --body:"Nunito Sans", system-ui, -apple-system, "Segoe UI", sans-serif;
  padding-top:env(safe-area-inset-top,0px); padding-bottom:env(safe-area-inset-bottom,0px);
}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]){
  --paper:#0E1A23; --card:#152532; --mist:#1A2E3C; --line:#29404F;
  --ink:#EAF2F6; --text:#C9D8E1; --muted:#93A9B7;
  --sea:#62B9DA; --sea-deep:#8FD0E7; --sun:#F0B651; --sun-soft:#3A3020; --leaf:#7DBA92;
  --on-sea:#0B1820; --band:#0A2738; --on-band:#EAF2F6; --brand:#3A9DC6; color-scheme:dark}}
:root[data-theme="dark"]{
  --paper:#0E1A23; --card:#152532; --mist:#1A2E3C; --line:#29404F;
  --ink:#EAF2F6; --text:#C9D8E1; --muted:#93A9B7;
  --sea:#62B9DA; --sea-deep:#8FD0E7; --sun:#F0B651; --sun-soft:#3A3020; --leaf:#7DBA92;
  --on-sea:#0B1820; --band:#0A2738; --on-band:#EAF2F6; --brand:#3A9DC6; color-scheme:dark}

*{box-sizing:border-box}
[hidden]{display:none!important}
@media (prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important}}
body{margin:0;background:var(--paper);color:var(--text);font-family:var(--body);font-size:18px;line-height:1.6}
body::before{content:"";position:fixed;inset:0 0 auto;height:env(safe-area-inset-top,0px);z-index:20;background:var(--card)}
body.lang-es .en, body:not(.lang-es) .es{display:none!important}
img{max-width:100%;height:auto;display:block}
a{color:var(--sea)}
a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible{outline:3px solid var(--sun);outline-offset:3px;border-radius:6px}
h1,h2,h3{font-family:var(--display);font-weight:400;color:var(--ink);text-wrap:balance;margin:0;line-height:1.15}
p{margin:0}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.wrap{max-width:1160px;margin:0 auto;padding-left:max(20px,env(safe-area-inset-left,0px));padding-right:max(20px,env(safe-area-inset-right,0px))}
.eyebrow{font-size:14px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--sea)}
.label{font-size:13px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}
.phone{font-variant-numeric:tabular-nums;white-space:nowrap}
.soon{display:inline-block;font-size:13px;font-weight:700;color:var(--muted);background:var(--mist);border:1px dashed var(--line);border-radius:999px;padding:2px 10px;vertical-align:middle}
.chips{display:flex;flex-wrap:wrap;gap:6px}
.chips span{font-size:13px;font-weight:700;background:var(--mist);color:var(--ink);border-radius:999px;padding:3px 11px}

.btn{display:inline-flex;align-items:center;gap:10px;font-weight:800;font-size:18px;text-decoration:none;padding:14px 24px;border-radius:14px;border:2px solid var(--sea);cursor:pointer;font-family:inherit;transition:background .15s,transform .15s}
.btn:active{transform:translateY(1px)}
.btn-main{background:var(--sea);color:var(--on-sea)}
.btn-main:hover{background:var(--sea-deep);border-color:var(--sea-deep)}
.btn-ghost{background:transparent;color:var(--sea)}
.btn-ghost:hover{background:var(--mist)}
.btn-sun{background:var(--sun);border-color:var(--sun);color:#2A1D05}
.btn-line{background:transparent;border-color:color-mix(in srgb,var(--on-band) 50%,transparent);color:var(--on-band)}

/* Top band */
.topband{background:var(--band);color:var(--on-band);font-size:15px}
.topband .wrap{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:6px 20px;padding-block:7px}
.topband b{color:var(--sun)}
.lang-switch{display:inline-flex;gap:4px;background:color-mix(in srgb,var(--on-band) 12%,transparent);border-radius:999px;padding:3px}
.lang-switch button{font:inherit;font-weight:800;font-size:14px;border:0;border-radius:999px;padding:4px 14px;cursor:pointer;background:transparent;color:var(--on-band)}
.lang-switch button[aria-pressed="true"]{background:var(--sun);color:#2A1D05}

/* Header */
.site-header{position:sticky;top:env(safe-area-inset-top,0px);z-index:10;background:var(--card);border-bottom:1px solid var(--line)}
.head-row{display:flex;align-items:center;gap:14px 22px;padding-block:10px;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:16px;text-decoration:none;color:var(--ink);margin-right:auto}
.badge{display:block;flex:none;height:auto}
.badge-head{width:112px;filter:drop-shadow(0 3px 6px rgba(10,30,45,.18))}
.badge-foot{width:110px}
.badge-big{width:min(340px,100%)}
.brand-name{display:flex;flex-direction:column;line-height:1.1}
.brand-name strong{font-family:var(--display);font-weight:400;font-size:26px}
.brand-name span{font-size:14px;color:var(--muted);font-weight:600}
.search{position:relative;flex:1 1 260px;max-width:380px;min-width:0}
.search-icon{position:absolute;left:14px;top:50%;transform:translateY(-50%);color:var(--muted);pointer-events:none}
.search input{width:100%;font:inherit;font-size:16px;padding:11px 14px 11px 42px;border-radius:12px;border:2px solid var(--line);background:var(--paper);color:var(--text)}
.search input:focus{border-color:var(--sea);outline:none}
.search-results{position:absolute;left:0;right:0;top:calc(100% + 6px);list-style:none;margin:0;padding:6px;background:var(--card);border:1px solid var(--line);border-radius:14px;box-shadow:0 14px 34px rgba(10,30,45,.18);z-index:30;max-height:70vh;overflow:auto}
.search-results a{display:flex;flex-direction:column;gap:1px;padding:10px 12px;border-radius:10px;text-decoration:none;color:var(--text)}
.search-results a:hover,.search-results a:focus{background:var(--mist);outline:none}
.search-results b{color:var(--ink);font-size:16px}
.search-results span{font-size:14px;color:var(--muted);line-height:1.35}
.search-results .none{padding:10px 12px;font-size:15px;color:var(--muted)}
.call-btn{display:inline-flex;align-items:center;gap:8px;background:var(--sun);color:#2A1D05;font-weight:800;text-decoration:none;padding:11px 16px;border-radius:12px}
.menu-btn{display:none;font:inherit;font-weight:800;font-size:15px;background:var(--mist);color:var(--ink);border:0;border-radius:10px;padding:10px 14px;cursor:pointer}
.main-nav{border-top:1px solid var(--line)}
.main-nav .wrap{display:flex;flex-wrap:wrap;gap:2px 4px;padding-block:6px}
.main-nav a{color:var(--text);text-decoration:none;font-weight:700;font-size:16px;padding:8px 14px;border-radius:10px}
.main-nav a:hover{background:var(--mist);color:var(--ink)}
.main-nav a[aria-current="page"]{background:var(--mist);color:var(--sea)}

.crumbs{font-size:15px;color:var(--muted)}
.crumbs .wrap{display:flex;flex-wrap:wrap;gap:6px 10px;align-items:center;padding-block:14px 0}
.crumbs a{color:var(--muted);font-weight:700}
.crumbs [aria-current]{color:var(--ink);font-weight:700}

/* Sections */
.block{padding-block:56px 72px}
.block.alt{background:var(--card);border-block:1px solid var(--line)}
.sec-head{display:flex;flex-direction:column;gap:10px;max-width:740px;margin-bottom:32px;align-items:flex-start}
.sec-head h2{font-size:clamp(30px,3.6vw,40px)}
.sec-head p{color:var(--muted);font-size:19px}
.h1-page{font-size:clamp(36px,4.6vw,52px)}
.h2-small{font-size:28px;margin-bottom:22px}
.lead{font-size:20px;color:var(--muted);max-width:34em}
.actions{display:flex;flex-wrap:wrap;gap:12px}

/* Hero */
.hero-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,420px),1fr));gap:44px;align-items:center}
.hero .hero-grid{padding-block:48px 60px}
.ins-hero .hero-grid{padding-block:24px 44px}
.hero-copy{display:flex;flex-direction:column;gap:20px;min-width:0;align-items:flex-start}
.hero h1{font-size:clamp(38px,5.2vw,58px)}
.hero h1 em{font-style:normal;color:var(--sea)}
.hero-img{min-width:0}
.hero-img img{width:100%;border-radius:28px 28px 28px 110px}
.notice{display:flex;gap:12px;align-items:flex-start;background:var(--sun-soft);border-radius:14px;padding:12px 16px;font-size:16px;color:var(--ink);text-decoration:none;max-width:36em}
.notice:hover{filter:brightness(.97)}
.notice svg{flex:none;margin-top:3px}

/* Stats */
.stats{background:var(--band);color:var(--on-band)}
.stats-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,200px),1fr));gap:24px;padding-block:30px}
.stat{display:flex;flex-direction:column;gap:2px}
.stat b{font-family:var(--display);font-weight:400;font-size:36px;color:var(--sun);line-height:1.1}
.stat>span{font-size:16px;color:color-mix(in srgb,var(--on-band) 82%,transparent)}

/* Picture tiles */
.tiles{display:grid;grid-template-columns:repeat(auto-fill,minmax(min(100%,250px),1fr));gap:18px}
.tile{display:flex;flex-direction:column;background:var(--card);border:1px solid var(--line);border-radius:20px;overflow:hidden;text-decoration:none;color:var(--text);transition:transform .2s,box-shadow .2s,border-color .2s}
.tile:hover{transform:translateY(-3px);box-shadow:0 14px 30px rgba(10,30,45,.12);border-color:var(--sea)}
.tile img{aspect-ratio:640/420;width:100%;object-fit:cover}
.tile-body{display:flex;flex-direction:column;gap:6px;padding:16px 18px 18px;flex:1}
.tile-title{font-family:var(--display);font-size:21px;color:var(--ink);line-height:1.2}
.tile-text{font-size:15.5px;color:var(--muted);line-height:1.45}
.tile-go{margin-top:auto;padding-top:8px;display:inline-flex;align-items:center;gap:6px;font-weight:800;color:var(--sea);font-size:15px}

/* Home team strip */
.split{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,380px),1fr));gap:32px;align-items:center}
.split .sec-head{margin-bottom:0}
.mini-team{display:flex;flex-direction:column;gap:12px}
.mini-person{display:flex;align-items:center;gap:16px;background:var(--paper);border:1px solid var(--line);border-radius:16px;padding:14px 18px;text-decoration:none;color:var(--text)}
.mini-person:hover{border-color:var(--sea)}
.mini-person .initials{width:54px;height:54px;flex:none;border-radius:50%;background:var(--card);border:3px solid var(--brand);display:grid;place-items:center;font-family:var(--display);font-size:20px;color:var(--sea)}
.mini-person b{display:block;color:var(--ink);font-size:18px}
.mini-person span span{font-size:15px;color:var(--muted)}

/* Insurance page */
.ins-body{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:40px;align-items:start}
@media (max-width:900px){.ins-body{grid-template-columns:1fr}}
.ins-main{display:flex;flex-direction:column;gap:22px;min-width:0}
.ins-main h2{font-size:30px;margin-top:10px}
.who{display:flex;flex-direction:column;gap:4px;background:var(--card);border:1px solid var(--line);border-radius:16px;padding:18px 20px}
.types{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,260px),1fr));gap:14px}
.type{background:var(--card);border:1px solid var(--line);border-top:5px solid var(--brand);border-radius:16px;padding:18px 20px;display:flex;flex-direction:column;gap:6px}
.type h3{font-size:21px}
.type p{font-size:16.5px}
.faqs{display:flex;flex-direction:column;gap:10px}
.faq{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:0 18px}
.faq summary{cursor:pointer;list-style:none;font-weight:800;color:var(--ink);padding:16px 30px 16px 0;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:0;top:12px;font-size:24px;color:var(--sea);font-weight:700}
.faq[open] summary::after{content:"–"}
.faq p{padding-bottom:16px;font-size:16.5px}
.ins-side{display:flex;flex-direction:column;gap:16px;position:sticky;top:150px}
@media (max-width:900px){.ins-side{position:static}}
.side-card{background:var(--sea);color:var(--on-sea);border-radius:20px;padding:24px;display:flex;flex-direction:column;gap:12px}
.side-card h3{color:var(--on-sea);font-size:24px}
.side-card p{font-size:16px;color:color-mix(in srgb,var(--on-sea) 85%,transparent)}
.side-phone,.side-mail{display:flex;align-items:center;gap:10px;color:var(--on-sea);text-decoration:none;font-weight:800;overflow-wrap:anywhere}
.side-phone{font-size:24px}
.side-mail{font-size:14px}
.side-card.soft{background:var(--sun-soft);color:var(--ink)}
.side-card.soft h3{color:var(--ink);font-size:20px}
.side-card.soft a{color:var(--ink);font-weight:700;display:inline-flex;gap:6px;align-items:center;text-decoration:none}
.related{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,240px),1fr));gap:16px}
.rel{display:flex;flex-direction:column;background:var(--paper);border:1px solid var(--line);border-radius:18px;overflow:hidden;text-decoration:none}
.rel:hover{border-color:var(--sea)}
.rel span{padding:12px 16px;font-family:var(--display);font-size:19px;color:var(--ink)}

/* Choose */
.choices{display:grid;grid-template-columns:repeat(auto-fill,minmax(min(100%,250px),1fr));gap:16px}
.choice{display:flex;flex-direction:column;background:var(--card);border:2px solid var(--line);border-radius:20px;overflow:hidden;text-decoration:none;color:var(--text);transition:border-color .15s,transform .2s}
.choice:hover{border-color:var(--sun);transform:translateY(-3px)}
.choice img{aspect-ratio:640/420;width:100%;object-fit:cover}
.choice-text{padding:16px 18px 6px;font-weight:800;font-size:18px;color:var(--ink);line-height:1.35}
.choice-go{margin-top:auto;padding:4px 18px 16px;display:inline-flex;gap:6px;align-items:center;color:var(--sea);font-weight:800;font-size:15px}
.after-note{margin-top:28px;font-size:18px;color:var(--muted)}

/* Team */
.team-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,310px),1fr));gap:22px}
.person{background:var(--card);border:1px solid var(--line);border-radius:24px;overflow:hidden;display:flex;flex-direction:column}
.portrait{aspect-ratio:16/10;max-width:100%;background:var(--mist);display:grid;place-items:center;position:relative}
.portrait .initials{width:116px;height:116px;border-radius:50%;background:var(--card);border:4px solid var(--brand);display:grid;place-items:center;font-family:var(--display);font-size:40px;color:var(--sea)}
.portrait .soon{position:absolute;bottom:12px;left:50%;transform:translateX(-50%);white-space:nowrap}
.person-body{padding:22px 24px 26px;display:flex;flex-direction:column;gap:10px;flex:1}
.person h3{font-size:26px}
.person .role{font-weight:800;color:var(--sea);font-size:14px;letter-spacing:.1em;text-transform:uppercase}
.person p{font-size:16.5px}
.person .call{margin-top:auto;padding-top:14px;border-top:1px solid var(--line);display:flex;align-items:center;gap:10px;font-weight:800;color:var(--ink);text-decoration:none;font-size:18px}
.person .call svg{color:var(--sea)}
.team-note{margin-top:26px;font-size:18px;color:var(--muted)}

/* About */
.about-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,380px),1fr));gap:44px;align-items:center}
.about-copy{display:flex;flex-direction:column;gap:20px}
.about-copy blockquote{margin:0;font-family:var(--display);font-size:clamp(22px,2.6vw,28px);color:var(--ink);line-height:1.35;border-left:5px solid var(--sun);padding-left:20px}
.logo-fig{margin:0;display:flex;flex-direction:column;gap:16px;align-items:center;background:var(--card);border:1px solid var(--line);border-radius:28px;padding:32px}

.logo-fig figcaption{font-size:16px;color:var(--muted);text-align:center;max-width:28em}
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,230px),1fr));gap:20px;list-style:none;padding:0;margin:0}
.steps li{display:flex;flex-direction:column;gap:8px;padding-top:18px;border-top:3px solid var(--sun)}
.steps .n{font-size:14px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--sea)}
.steps h3{font-size:22px}
.steps p{color:var(--muted);font-size:17px}

/* Contact */
.contact-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,260px),1fr));gap:18px}
.c-card{background:var(--card);border:1px solid var(--line);border-radius:20px;padding:24px;display:flex;flex-direction:column;gap:8px;min-width:0}
.c-card .val{font-size:21px;font-weight:800;color:var(--ink);text-decoration:none;overflow-wrap:anywhere}
.c-card p{font-size:16px;color:var(--muted)}
.c-card.main{background:var(--sea);border-color:var(--sea)}
.c-card.alt-main{background:var(--band);border-color:var(--band)}
.c-card.main .label,.c-card.main p{color:color-mix(in srgb,var(--on-sea) 82%,transparent)}
.c-card.alt-main .label,.c-card.alt-main p{color:color-mix(in srgb,var(--on-band) 82%,transparent)}
.c-card.main .val{color:var(--on-sea);font-size:28px}
.c-card.alt-main .val{color:var(--on-band);font-size:19px}
.copy{align-self:flex-start;font:inherit;font-size:14px;font-weight:800;border-radius:10px;padding:6px 12px;cursor:pointer;border:2px solid color-mix(in srgb,var(--on-sea) 60%,transparent);background:transparent;color:var(--on-sea)}
.alt-main .copy{border-color:color-mix(in srgb,var(--on-band) 60%,transparent);color:var(--on-band)}

/* CTA + footer */
.cta-band{background:var(--sea);color:var(--on-sea)}
.cta-band .wrap{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:20px 40px;padding-block:40px}
.cta-band h2{color:var(--on-sea);font-size:clamp(26px,3vw,34px)}
.cta-band p{color:color-mix(in srgb,var(--on-sea) 88%,transparent);max-width:36em;margin-top:6px}
.cta-band .btn-line{border-color:color-mix(in srgb,var(--on-sea) 60%,transparent);color:var(--on-sea)}
.cta-actions{display:flex;flex-wrap:wrap;gap:12px}
footer{background:var(--band);color:color-mix(in srgb,var(--on-band) 80%,transparent);font-size:15px}
.foot-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,230px),1fr));gap:28px;padding-block:40px 24px}
.foot-brand{display:flex;gap:14px;align-items:flex-start}

.foot-brand div{display:flex;flex-direction:column;gap:2px;min-width:0;overflow-wrap:anywhere;font-size:14px}
.foot-brand strong{color:var(--on-band);font-family:var(--display);font-weight:400;font-size:19px}
.foot-col{display:flex;flex-direction:column;gap:6px}
.foot-col b{color:var(--on-band);margin-bottom:4px}
.foot-col a{color:color-mix(in srgb,var(--on-band) 80%,transparent);text-decoration:none}
.foot-col a:hover{color:var(--sun)}
.foot-note{padding-block:16px 28px;border-top:1px solid color-mix(in srgb,var(--on-band) 15%,transparent);font-size:14px}

@media (max-width:760px){
  body{font-size:17px}
  .site-header{position:static}
  .badge-head{width:84px}
  .brand-name strong{font-size:20px}
  .call-btn .phone{display:none}
  .menu-btn{display:inline-block}
  .search{order:5;flex-basis:100%;max-width:none}
  .main-nav{display:none}
  .main-nav.open{display:block}
  .main-nav .wrap{flex-direction:column}
  .block{padding-block:40px 52px}
}

/* Photos and extra contact lines */
.portrait{aspect-ratio:1/1;display:block}
.portrait img{width:100%;height:100%;object-fit:cover;object-position:center 30%}
.person-contact{margin-top:auto;padding-top:14px;border-top:1px solid var(--line);display:flex;flex-direction:column;gap:10px}
.person .person-contact .call{margin:0;padding:0;border:0}
.person .call.pc span{display:flex;flex-direction:column;line-height:1.2}
.person .call.pc small{font-size:13px;font-weight:700;color:var(--muted)}
.person .mail{display:flex;align-items:center;gap:10px;color:var(--sea);font-weight:700;font-size:15px;text-decoration:none;overflow-wrap:anywhere}
.person .mail svg{flex:none}
.mini-photo{width:58px;height:58px;flex:none;border-radius:50%;object-fit:cover;border:3px solid var(--brand)}
.side-phone.small{font-size:19px}
.side-people{display:flex;flex-direction:column;gap:10px;padding-block:6px;border-top:1px solid color-mix(in srgb,var(--on-sea) 25%,transparent);border-bottom:1px solid color-mix(in srgb,var(--on-sea) 25%,transparent);padding:12px 0}
.side-person{display:flex;align-items:center;gap:10px;color:var(--on-sea);text-decoration:none;min-width:0}
.side-person img{width:40px;height:40px;border-radius:50%;object-fit:cover;flex:none;border:2px solid var(--on-sea)}
.side-person span{display:flex;flex-direction:column;min-width:0;line-height:1.25}
.side-person b{font-size:15px}
.side-person span span{font-size:12.5px;overflow-wrap:anywhere;opacity:.9}
.pc-box{background:var(--sun-soft);color:var(--ink);border-radius:12px;padding:12px 14px;display:flex;flex-direction:column;gap:2px;font-size:15px}
.pc-box a{color:var(--ink);font-weight:800;font-size:21px;text-decoration:none}
.c-card.pc-card{border:2px solid var(--sun);background:var(--sun-soft)}
.c-card .val.second{font-size:22px;color:var(--on-sea)}
.fb-card{text-decoration:none}
.fb-card .val{display:flex;align-items:center;gap:8px;color:var(--sea)!important;font-size:17px}
.fb-card:hover{border-color:var(--sea)}
.fb-link{display:inline-flex;align-items:center;gap:6px;color:var(--on-band);text-decoration:none;font-weight:700;margin-top:4px}
.fb-link:hover{color:var(--sun)}
.dir-head{margin-top:44px}
.directory{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,300px),1fr));gap:16px}
.dir-person{display:flex;gap:14px;align-items:center;background:var(--card);border:1px solid var(--line);border-radius:18px;padding:16px;min-width:0}
.dir-person img{width:72px;height:72px;border-radius:50%;object-fit:cover;flex:none;border:3px solid var(--brand)}
.dir-person div{display:flex;flex-direction:column;gap:2px;min-width:0}
.dir-person b{color:var(--ink);font-size:18px}
.dir-person .role{font-size:13px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:var(--muted)}
.dir-person a{display:flex;align-items:center;gap:6px;color:var(--sea);font-weight:700;font-size:14.5px;text-decoration:none;overflow-wrap:anywhere}
.dir-person a svg{flex:none}
.fb-card .val svg{width:26px;height:26px}

/* ===== v9: fun background, headshots, forms, tabs ===== */
body{background:
  radial-gradient(circle at 1px 1px, color-mix(in srgb,var(--brand) 22%,transparent) 1.4px, transparent 1.6px) 0 0/28px 28px,
  linear-gradient(180deg,var(--paper),color-mix(in srgb,var(--mist) 70%,var(--paper)));
  background-attachment:fixed}
main,.site-header,.cta-band,footer{position:relative;z-index:1}
.fun-bg{position:fixed;inset:0;z-index:0;pointer-events:none;overflow:hidden}
.fb{position:absolute;opacity:.22;animation:drift 14s ease-in-out infinite alternate}
.fb path,.fb circle{fill:var(--brand)}
.fb2 circle,.fb6 circle,.fb3 path{fill:var(--sun)}
.fb7 path{fill:#E36F5A}
.fb1{width:220px;top:14%;left:-40px}
.fb2{width:70px;top:30%;right:6%;animation-duration:11s}
.fb3{width:46px;top:62%;left:4%;animation-duration:9s}
.fb4{width:180px;top:72%;right:-30px;animation-duration:17s}
.fb5{width:60px;top:46%;left:46%;opacity:.08;animation-duration:13s}
.fb6{width:34px;top:86%;left:30%;animation-duration:10s}
.fb7{width:38px;top:20%;left:58%;animation-duration:12s}
.fb8{width:140px;top:4%;right:24%;opacity:.12;animation-duration:19s}
@keyframes drift{from{transform:translate(0,0) rotate(0)}to{transform:translate(18px,-22px) rotate(6deg)}}
@media (prefers-reduced-motion:reduce){.fb{animation:none}}
.block.alt{background:color-mix(in srgb,var(--card) 88%,transparent)}
.hero,.ins-hero,.block{background-color:transparent}

/* header language switch (now on light header) */
.head-row .lang-switch{background:var(--mist)}
.head-row .lang-switch button{color:var(--ink);padding:6px 12px}
.head-row .lang-switch button[aria-pressed="true"]{background:var(--sea);color:var(--on-sea)}

/* interactive cards */
.tile,.choice,.person,.dir-person{transition:transform .25s ease,box-shadow .25s ease,border-color .2s}
.tile:hover,.choice:hover,.dir-person:hover{box-shadow:0 18px 36px rgba(10,30,45,.16)}
.tile img,.choice img{transition:transform .5s ease}
.tile:hover img,.choice:hover img{transform:scale(1.05)}
.tile,.choice{overflow:hidden}
.cov-icon,.tile-go svg,.choice-go svg{transition:transform .2s}
.tile:hover .tile-go svg,.choice:hover .choice-go svg{transform:translateX(4px)}

/* team cards with round headshots */
.person{align-items:center;text-align:center;padding:28px 24px 26px;gap:8px;background:var(--card)}
.person:hover{box-shadow:0 18px 36px rgba(10,30,45,.16)}
.head-wrap{position:relative;width:150px;height:150px;margin-bottom:8px}
.headshot{width:150px;height:150px;border-radius:50%;object-fit:cover;object-position:center 35%;border:5px solid var(--card);position:relative;z-index:1;box-shadow:0 6px 18px rgba(10,30,45,.18)}
.ring{position:absolute;inset:-7px;border-radius:50%;background:conic-gradient(var(--brand),var(--sun),var(--brand));transition:transform .8s ease}
.person:hover .ring{transform:rotate(180deg)}
.person h3{font-size:25px}
.person p{text-align:left;font-size:16px}
.person .chips{justify-content:center}
.person-actions{display:flex;flex-wrap:wrap;gap:10px;justify-content:center;margin-top:auto;padding-top:14px}
.person-actions .btn{font-size:16px;padding:11px 18px}
.person-email{font-size:14px;color:var(--muted);overflow-wrap:anywhere}
.pc-line{display:flex;gap:10px;align-items:center;background:var(--sun-soft);border-radius:12px;padding:10px 14px;text-decoration:none;color:var(--ink);font-weight:800;text-align:left}
.pc-line span{display:flex;flex-direction:column;line-height:1.2}
.pc-line small{font-size:12.5px;font-weight:700;color:var(--muted)}
.team-grid{align-items:stretch}

/* home mini team */
.mini-person{display:flex;align-items:center;gap:14px;background:var(--card);border:1px solid var(--line);border-radius:16px;padding:12px 14px}
.mini-photo{width:62px;height:62px}
.mini-text{display:flex;flex-direction:column;flex:1;min-width:0}
.mini-msg{display:inline-flex;align-items:center;gap:6px;font:inherit;font-weight:800;font-size:14px;background:var(--mist);color:var(--sea);border:0;border-radius:10px;padding:8px 12px;cursor:pointer}
.mini-msg:hover{background:var(--sea);color:var(--on-sea)}

/* buttons that are <button> */
button.btn{font-family:inherit}
.side-msg{justify-content:center}

/* tabs */
.tab-list{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:12px}
.tab{font:inherit;font-weight:800;font-size:15.5px;border:2px solid var(--line);background:var(--card);color:var(--ink);border-radius:999px;padding:9px 16px;cursor:pointer;transition:background .15s,border-color .15s}
.tab:hover{border-color:var(--sea)}
.tab[aria-selected="true"]{background:var(--sea);border-color:var(--sea);color:var(--on-sea)}
.tab-panels{display:grid;gap:12px}
.tabs:not(.ready) .tab-list{display:none}
.tabs .type{border-top-width:5px}
.type.pop{animation:pop .35s ease}
@keyframes pop{from{transform:translateY(8px)}to{transform:none}}

/* contact page */
.contact-two{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,340px),1fr));gap:18px}
.contact-two .c-card{gap:10px;padding:28px}
.contact-two .val.email{font-size:19px;color:var(--sea)}
.contact-two .line{font-size:17px;color:var(--text)}
.pc-mini{margin-top:6px;padding-top:12px;border-top:1px solid color-mix(in srgb,var(--on-sea) 30%,transparent);display:flex;flex-direction:column;color:var(--on-sea)}
.pc-mini span{font-size:14px;opacity:.85}
.pc-mini a{color:var(--on-sea);font-weight:800;font-size:22px;text-decoration:none}
.fb-pill{align-self:flex-start;display:inline-flex;align-items:center;gap:8px;background:#1877F2;color:#fff;text-decoration:none;font-weight:800;border-radius:999px;padding:9px 16px;margin-top:4px}
.fb-pill:hover{filter:brightness(1.08)}
.directory{grid-template-columns:repeat(auto-fit,minmax(min(100%,260px),1fr))}
.dir-person{flex-direction:column;text-align:center;gap:6px;padding:24px 18px}
.dir-person img{width:110px;height:110px;margin-bottom:6px}
.dir-person b{font-size:20px}
.dir-email{font-size:14px;color:var(--muted);overflow-wrap:anywhere;margin-bottom:8px}
.dir-person .btn{font-size:16px;padding:11px 18px}

/* message window */
.msg-dialog{border:0;border-radius:24px;padding:0;width:min(560px,calc(100vw - 24px));max-height:calc(100vh - 24px);overflow:auto;background:var(--card);color:var(--text);box-shadow:0 30px 80px rgba(5,20,30,.35)}
.msg-dialog::backdrop{background:rgba(10,30,45,.55);backdrop-filter:blur(3px)}
.msg-dialog[open]{animation:dlg .25s ease}
@keyframes dlg{from{transform:translateY(16px) scale(.98);opacity:.6}to{transform:none;opacity:1}}
.msg-close-form{position:absolute;right:12px;top:10px;margin:0}
.msg-x{font-size:30px;line-height:1;border:0;background:transparent;color:var(--muted);cursor:pointer;padding:4px 10px;border-radius:10px}
.msg-x:hover{background:var(--mist)}
.msg-head{display:flex;gap:16px;align-items:center;padding:26px 26px 14px;background:linear-gradient(135deg,var(--mist),transparent)}
.msg-head img{width:72px;height:72px;border-radius:50%;object-fit:cover;border:3px solid var(--brand);flex:none;background:#fff}
.msg-head img.logo{object-fit:contain;padding:6px}
.msg-head h2{font-size:24px}
.msg-email{font-size:14px;color:var(--muted);overflow-wrap:anywhere}
.msg-form{display:flex;flex-direction:column;gap:14px;padding:12px 26px 26px}
.fld{display:flex;flex-direction:column;gap:5px;font-weight:700;font-size:15px;color:var(--ink);min-width:0}
.fld input,.fld select,.fld textarea{font:inherit;font-weight:400;font-size:16px;padding:11px 13px;border:2px solid var(--line);border-radius:12px;background:var(--paper);color:var(--text);width:100%}
.fld input:focus,.fld select:focus,.fld textarea:focus{outline:none;border-color:var(--sea)}
.fld-row{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,180px),1fr));gap:14px}
.msg-error{color:#B3261E;font-weight:700;font-size:15px}
.msg-send{justify-content:center}
.msg-done{padding:30px 26px 30px;text-align:center;display:flex;flex-direction:column;gap:10px;align-items:center}
.msg-check{width:70px;height:70px;border-radius:50%;background:var(--leaf);color:#fff;font-size:38px;display:grid;place-items:center;animation:pop .4s ease}

/* floating message button */
.fab{position:fixed;z-index:15;right:max(18px,env(safe-area-inset-right,0px));bottom:calc(18px + env(safe-area-inset-bottom,0px));display:inline-flex;align-items:center;gap:8px;font:inherit;font-weight:800;font-size:16px;background:var(--sun);color:#2A1D05;border:0;border-radius:999px;padding:14px 20px;cursor:pointer;box-shadow:0 10px 26px rgba(10,30,45,.28);transition:transform .2s}
.fab:hover{transform:translateY(-3px) scale(1.03)}
@media (max-width:760px){.fab span{display:none}.fab{padding:16px}}

/* carriers wall */
.carriers-wall{display:grid;grid-template-columns:repeat(auto-fill,minmax(min(100%,170px),1fr));gap:14px}
.carrier{background:#FFFFFF;border:1px solid var(--line);border-radius:16px;min-height:92px;display:grid;place-items:center;padding:16px;text-align:center;transition:transform .2s,box-shadow .2s}
.carrier:hover{transform:translateY(-3px);box-shadow:0 12px 26px rgba(10,30,45,.12)}
.carrier img{max-height:52px;max-width:100%;object-fit:contain;filter:grayscale(1);opacity:.85;transition:filter .2s,opacity .2s}
.carrier:hover img{filter:none;opacity:1}
.carrier-name{font-weight:800;font-size:17px;color:#2C4253;letter-spacing:.01em;line-height:1.2}
.carrier.more{background:var(--sea);border-color:var(--sea);color:var(--on-sea);display:flex;flex-direction:column;justify-content:center}
.carrier.more b{font-family:var(--display);font-weight:400;font-size:30px;line-height:1}
.carrier.more span{font-size:14px;font-weight:700}

/* ===== blog ===== */
.blog-tools{display:flex;flex-direction:column;gap:14px;margin-bottom:26px}
.blog-search{position:relative;max-width:460px}
.blog-search svg{position:absolute;left:14px;top:50%;transform:translateY(-50%);color:var(--muted)}
.blog-search input{width:100%;font:inherit;font-size:16px;padding:12px 14px 12px 42px;border-radius:12px;border:2px solid var(--line);background:var(--card);color:var(--text)}
.blog-search input:focus{outline:none;border-color:var(--sea)}
.chips-row{display:flex;flex-wrap:wrap;gap:8px}
.chip{font:inherit;font-weight:800;font-size:14.5px;border:2px solid var(--line);background:var(--card);color:var(--ink);border-radius:999px;padding:7px 14px;cursor:pointer;display:inline-flex;gap:7px;align-items:center;transition:background .15s,border-color .15s}
.chip b{font-size:12px;background:var(--mist);color:var(--sea);border-radius:999px;padding:1px 8px}
.chip:hover{border-color:var(--sea)}
.chip[aria-pressed="true"]{background:var(--sea);border-color:var(--sea);color:var(--on-sea)}
.chip[aria-pressed="true"] b{background:color-mix(in srgb,var(--on-sea) 25%,transparent);color:var(--on-sea)}
.posts{display:grid;grid-template-columns:repeat(auto-fill,minmax(min(100%,280px),1fr));gap:18px}
.post{display:flex;flex-direction:column;background:var(--card);border:1px solid var(--line);border-radius:20px;overflow:hidden;text-decoration:none;color:var(--text);transition:transform .25s,box-shadow .25s,border-color .2s}
.post:hover{box-shadow:0 18px 36px rgba(10,30,45,.16);border-color:var(--sea)}
.post img{aspect-ratio:640/300;width:100%;object-fit:cover;transition:transform .5s}
.post:hover img{transform:scale(1.05)}
.post-body{display:flex;flex-direction:column;gap:6px;padding:16px 18px 18px;flex:1}
.post-cat{align-self:flex-start;font-size:12.5px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:var(--sea);background:var(--mist);border-radius:999px;padding:3px 10px;text-decoration:none}
.post-title{font-family:var(--display);font-size:20px;color:var(--ink);line-height:1.25}
.post-sum{font-size:15px;color:var(--muted);line-height:1.45}
.post-meta{margin-top:auto;padding-top:8px;display:inline-flex;align-items:center;gap:6px;font-weight:800;color:var(--sea);font-size:14px}
.no-posts{margin-top:20px;font-size:18px;color:var(--muted)}

.article-grid{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:44px;align-items:start}
@media (max-width:920px){.article-grid{grid-template-columns:1fr}}
.article-main{display:flex;flex-direction:column;gap:16px;min-width:0;background:var(--card);border:1px solid var(--line);border-radius:24px;padding:clamp(20px,4vw,44px)}
.byline{display:flex;align-items:center;gap:10px;font-size:15px;color:var(--muted);padding-bottom:10px;border-bottom:1px solid var(--line)}
.byline img{width:40px;height:auto}
.prose{font-size:18px;line-height:1.75;max-width:68ch}
.prose h2{font-size:26px;margin:30px 0 10px}
.prose p{margin:0 0 16px}
.prose ul,.prose ol{margin:0 0 18px;padding-left:24px;display:flex;flex-direction:column;gap:6px}
.prose li::marker{color:var(--sea);font-weight:800}
.prose strong{color:var(--ink)}
body.lang-es .prose.en, body:not(.lang-es) .prose.es{display:none}
.disclaimer{font-size:14px;color:var(--muted);background:var(--mist);border-radius:12px;padding:12px 14px}
.post-nav{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,220px),1fr));gap:12px;margin-top:8px}
.post-nav a{display:flex;flex-direction:column;gap:2px;border:1px solid var(--line);border-radius:14px;padding:14px 16px;text-decoration:none;color:var(--ink);font-weight:700;font-size:15.5px}
.post-nav a:hover{border-color:var(--sea)}
.post-nav a.next{text-align:right}
.post-nav small{font-size:12.5px;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);font-weight:800}
.article-side{display:flex;flex-direction:column;gap:16px;position:sticky;top:150px}
@media (max-width:920px){.article-side{position:static}}
.side-rel{display:flex;flex-direction:column;background:var(--card);border:1px solid var(--line);border-radius:18px;overflow:hidden;text-decoration:none}
.side-rel:hover{border-color:var(--sea)}
.side-rel > span{display:flex;flex-direction:column;padding:12px 16px}
.side-rel small{font-size:12.5px;color:var(--muted);font-weight:800;text-transform:uppercase;letter-spacing:.06em}
.side-rel b{font-family:var(--display);font-weight:400;font-size:20px;color:var(--ink)}
.more-posts{display:flex;flex-direction:column;gap:8px;background:var(--card);border:1px solid var(--line);border-radius:18px;padding:18px}
.more-posts h3{font-size:20px;margin-bottom:4px}
.more-post{color:var(--ink);text-decoration:none;font-weight:700;font-size:15.5px;line-height:1.35;padding:8px 0;border-top:1px solid var(--line)}
.more-post:hover{color:var(--sea)}
.all-posts{display:inline-flex;align-items:center;gap:6px;font-weight:800;color:var(--sea);text-decoration:none;font-size:15px;padding-top:6px}

/* carrier logos: full brand color, sized to sit evenly */
.carrier{min-height:104px;padding:14px 18px}
.carrier img{filter:none;opacity:1;max-height:56px;max-width:100%;width:auto}
.carrier img.tall{max-height:74px}
.carrier:hover img{filter:none}
.carriers-wall{grid-template-columns:repeat(6,minmax(0,1fr))}
@media (max-width:1000px){.carriers-wall{grid-template-columns:repeat(4,minmax(0,1fr))}}
@media (max-width:700px){.carriers-wall{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media (max-width:460px){.carriers-wall{grid-template-columns:repeat(2,minmax(0,1fr))}}
.carriers-more{margin-top:16px;font-weight:700;color:var(--muted)}